Identify one policy that impacts marginalized groups (include whether the policy is at the federal, state, or local level).

knowledge of these issues to tailor policies and support adequate health services for the population. 

The Affordable Care Act (ACA) is one policy that affects marginalized groups. The policy was established in 2010 by the Obama Administration to allow access to safe and quality health for the uninsured population. The policy identified the issues affecting access to care for the marginalized population and was crafted to ensure these barriers are eliminated. The law was established to make health insurance affordable to more people and provide consumers with subsidies that reduce the costs for households with incomes between 100% and 400% of the federal poverty level (McIntyre & Song, 2019). It is also meant to expand the Medicaid program to cover every adult with low income and support the innovative medical care delivery methods crafted to reduce healthcare costs. The Obama administration identified how a huge population, especially the marginalized populations, has challenges accessing premium health services. The challenge was mainly due to low income, poverty, and high healthcare costs across the country. 

Discuss how the selected policy impacts marginalized groups either positively or negatively

Women from low-income families across all races have similar health needs. The act ensures women are not charged high premiums due to their gender. Insurance companies have a discriminatory gender rating that costs women a lot of money every year. The ACA offers protection from being denied coverage based on any pre-existing conditions. It also eliminates the predatory policies that allowed insurers to exploit women who needed the care. This act ensures that the insurers are prevented from imposing lifetime dollar value caps on the coverage and placing the annual value cap on the essential benefits. Hence, there has been an increase in the number of marginalized women who access health services. The number has doubled since the population can now access safe and quality care services at affordable costs and access medication at affordable rates across the country.